Drink Driving Insurance

At Call Wiser we understand that mistakes happen, but we don’t believe that you should be made to pay for these for the rest of your life.

Drink and drug related convictions could make it extremely difficult to find cost effective insurance. Many insurance companies will apply heavy loadings onto their premiums, leaving you with little option but to pay the extra and often over the odds for your insurance.

Driving above the alcohol limit, also known as a DR10 penalty, can increase your premium by 115% as insurers believe that you are at a greater risk of accident.

Drink Driver Insurance from Call Wiser

At Call Wiser, we appreciate that your conviction might have been a one-off mistake and that you may be a better driver now after having paid your fines and serving your punishment.

No matter what your past, we can help - having a conviction does not necessarily sentence you to paying expensive premiums forever. We are market leaders in placing and handling motor insurance, including insurance for drivers with motoring convictions or criminal convictions. We deal with over 100 different schemes so that we can find specialist insurers who can provide a policy that you can afford.

Our friendly team can provide competitive quotes to those convicted of serious motoring offences, drink driving and other alcohol related motoring convictions. It is completely free of charge to call us today via a landline and you will receive a no-obligation quote on the same day. You can also apply online, providing some basic details and one of our team members will call you back today.

Frequently Asked Questions

How to lower the cost of your Drink Driving Insurance premium

The premium for your drink driving insurance policy is likely to be higher but there are certain ways to reduce this. Other than using a broker like Call Wiser to find you a competitive price in the market, the longer it has been since your conviction, the less you will pay provided you can demonstrate a good no claims history.

Furthermore, if you believe that you are genuinely a good driver, you can install a telematics box into your vehicle to monitor your mileage and quality of driving. This information will be made available to insurers who can provide a better premium to reward your good drinking. For more information, see blackbox insurance.

How much alcohol can you drink before you drive?

The alcohol limit before driving is typically three to four units but there are several factors taken into consideration when you have to use a breathalyser including your age, gender, weight, amount of food you have eaten and type of alcohol. With this in mind, it is not an exact science how much you are allowed to drink beforehand so you must always be cautious before planning to consumer an amount of alcohol before driving.

What are the Drink Driving Penalties?

In addition to a higher insurance premium, the penalties for drink driving include:

Between 3 to 11 points on your license
A driving ban of at least 12 months
A fine of up to £5,000
A prison sentence for up to 6 months
If you are caught drinking and driving more than once in a 10-year period, you can be banned from driving for 3 years.

Driving under the influence and without insurance can lead to further fines and imprisonment.

Source: Drink Aware

What the experts says about Drink Driver Insurance

Peter Harrison, car insurance expert at Moneysupermarket, said: “With the hot summer weather, many will be dusting off the barbecue and pouring the Pimms. If you are intending to enjoy a glass or two, it is essential to have travel arrangements and not get behind the wheel yourself.

Taking the risk by drink driving can have dire consequences; it could lead to a hefty number of points on your licence, a fine of up to £5,000, a 12-month driving ban and even a prison sentence. This will not only make it difficult to find an insurance provider willing to offer cover in the future, but, as our research has showed, insurance premiums will increase substantially."


Call Wiser is a trading name of Be Wiser Insurance Services Ltd. Registered in England No. 6097813. Be Wiser Insurance Services Ltd are Authorised and Regulated by the Financial Conduct Authority 465471

Call Wiser, Riverside House, 35-37 Bridge St, Andover, Hampshire, SP10 1BE, 0333 003 3270, general@callwiser.co.uk