Co-op Car Insurance

The Co-operative Group is the UK's largest mutual business. It is the UK's fifth biggest food retailer, number one funeral services provider, the third largest pharmacy chain, a leading farmer and a growing legal services provider.

If you shop at the coop, you may wish to contact them for other things like home and car insurance. They are a direct insurer meaning that they will provide you with the insurance policy and not pass you on to any other companies.

The benefits of coop car insurance include a no claims discount of up to 70% on your premium if you have 5 or more claim free years. So if you have been a good driver and have avoided making a claim, you will be able to get a significant discount. Other advantages include a courtesy car if your vehicle is being repaired in one of their approved garages, 24-hour recovery service if you have had an accident and replacement of your car keys if they were stolen.

Extras that you have to pay for from the cooperative car insurance include:

  • Breakdown cover, starting at £51 for your first year and £62 thereafter
  • Legal expenses insurance at £25 per year
  • Foreign use for driving abroad
Call Wiser office

How We Are Different At Call Wiser

Call Wiser is an independent motor insurance broker and we work with over 30 leading UK insurance providers to get you the best price and policy possible. So whilst the Co-op is restricted to providing its own branded products, you don’t know if you are getting the best deal and you will need to shop around more. But fortunately, Call Wiser is here to help and our friendly staff are available by phone on 0333 003 3270 to help you every step of the way.

Part of the Be Wiser Insurance Group, we are an insurance specialist; we don't sell groceries, loans or credit cards, but we do specialise in providing top quality insurance on behalf of many of the UK’s leading insurance providers. We have some exclusive deals that cannot be found elsewhere and we pride ourselves on providing five-star benefits to offer you complete peace of mind.

We believe it is better to talk. Rather than fill in a long application form, we prefer to speak and find out more about you and what you need from a vehicle insurance policy. This allows us to search our database and find a policy tailored to your needs. Our more personal approach has been very successful, with over 200,000 policies currently in place.

Unlike the cooperative that charges for breakdown and claim assistance, this comes absolutely free from Call Wiser with all new policies that are taken out. We will also include handbag, wallet, gadget and mobile phones cover, giving you a few hundred pounds worth of cover to begin with!

It is no wonder we're one of the fastest growing insurance brokers in the UK. Why not call us free now for no-obligation quote?

Co-op Young Driver Insurance

One of the cooperative’s specialties is insurance for young drivers, which is typically more expensive than you average policy. This is because drivers under 25 tend to have less experience on the road and are therefore at a greater risk of being involved in an accident and making an insurance claim.

At Call Wiser, we are also passionate about helping young drivers get the most effective cover at the lowest price possible. One of the perks of working with over 30 insurance companies is that we have partners that specialize on insuring young drivers and will always have competitive quotes available.

Other methods we encourage include putting an additional driver on the policy such as a parent as this extra bit of experience will lower the risk of the vehicle being in an accident and reduce the cost of the premium.

We also work with black box insurers who can monitor your mileage, speed and driving performance. A device the size of a smart phone is attached to your dashboard and uses GPS to provide a more accurate representation of how a young person drives. So in the event that they are a very safe driver, the information will be fed back to the insurer who will lower the price of the premium. Plus, the driver will be able to check their driving results on-demand either online or through an app.

Other ways to bring down the price include adding safety features to the vehicle such as adding a car cover or keeping it in a garage overnight to reduce the risk of theft. Our expert advisors will provide a number of options to help you save money.

Call us on 0333 003 3270 and speak to the experts today

How To Apply

To get a quote with Call Wiser, simply call us today on 0333 003 3270. We require some basic details about the driver (age, address, contact details), your vehicle (make, model, age) and driving history (claims history).

We will be able to offer a quote from a number of insurers with different levels of cover such as fully comprehensive and third party only.

If you are happy with the quote, we will forward you the documents from the insurer via email. We like to keep everything online to make the process as smooth as possible. Once complete, we will not charge you any hidden fees and you should be fully covered within 24 hours.

When your annual policy comes to an end, we will contact you 30 days before renewal and using the data from the previous year, we will search our system to get you a more competitive quote. In fact, we usually help each customer save around £150 upon renewal.

For a more personal and friendly approach to purchasing your car insurance, speak to Call Wiser today or request a call back here.

Call Wiser is a trading name of Be Wiser Insurance Services Ltd. Registered in England No. 6097813. Be Wiser Insurance Services Ltd are Authorised and Regulated by the Financial Conduct Authority 465471

Call Wiser, Riverside House, 35-37 Bridge St, Andover, Hampshire, SP10 1BE, 0333 003 3270,