Electric bicycles are a great way to get around town and there are bonuses like not having to pay for petrol and find parking is easy. To make sure your electric bike is protected against damages or theft, Call Wiser can help you find the best electric bike insurance quotes in the UK.
For electric bikes that are heavier than 60kg and have more than 400 watts, they are likely to be electric motorbikes, scooters or mopeds. These vehicles can be used on the road and are very popular for people to use when commuting to work or for leisure purposes.
By having a rechargeable battery, the bikes don’t use any petrol or emit any carbon emissions so they are very economical and friendly for the environment. Electric bike batteries take around 6 to 8 hours to fully charge but a silicon battery can be used for up to 9,000 miles and a lithium phosphate battery can last for around 55,000 miles – which shows how economical they truly are.
But with electric bikes ranging in price from £500 to £6,000, it is an investment so it is important to have insurance in place to cover the cost of any repairs or damages, especially if you use your electric bike to travel to work every day.
In addition, if you are driving on the main roads, you must have insurance in place by law or failing to do so can lead to a hefty fine and penalty points.
To see if your type of electric bicycle can be used on the road and what type of insurance you require, visit this link.
To use an electric bike in the UK on the road as if it were a regular motorbike, there are certain things you must complete:
According to Gov.uk, an electric bike does not require insurance if it has the following criteria:
Electric bikes with these characteristics can include two-wheeled bicycles, tandems, tricycles and scooters. They are known as ‘electrically assisted pedal cycles’ (EAPCs) and they look exactly like a bike except that they are battery powered which means that they the driver does not have to pedal.
These types of bikes cannot be driven on the road and therefore do not require the individual to have a license, road tax or insurance. In the UK, electric bicycles of this nature can be used starting from the age of 14.
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