Windscreen Insurance Cover

Available with most motor policies - only £35

Most people have been in a situation where you’re driving along a road getting on with your day when a vehicle coming in the opposite direction kick up a small stone or even grit from the road and it smashes directly into your windscreen. Generally, this will create a chip in the windscreen which as a standalone issue isn’t a huge problem unless you leave it untreated. Untreated chips soon turn into a serious crack.

It’s a common issue and as a result, many insurers will include an option to add on windscreen/glass insurance onto your car insurance policy. With Call Wiser, windscreen insurance cover is £35 and you can find more details on what that covers in the policy documents below.

The Policy

Cover is provided for reimbursement costs (up to the value of £500) incurred to replace broken windscreen or other motor vehicle glass.

What's Included?

  • Reimbursement costs for Windscreen.
  • Windscreen damage to such an extent that it could result in the vehicle failing its MOT.
  • Cost covering damage to other glass in the vehicle (i.e. windows).

Conditions & Exclusions:

  • An excess of £25 applies to repair the front windshield following chip damage that if left would spread and later fail the MOT.
  • An excess of £70 applies to repair the when our recommended vehicle glass replacement company is used to replace your motor vehicle windscreen or glass.
  • An excess of £120 applies to any claim when you choose to use an alternative vehicle glass replacement company to that recommended by us.
  • No cover is provided for sunroofs, panoramic windscreens, and glass sections of folding or removable roofs, winding mechanisms, lights, reflectors or interior glass.
  • Claims where the insured vehicle is being used for pace making, racing, speed testing or reliability trials, hiring or whilst the insured vehicle is being used and/or driven on any race track or circuit or any other prepared course.

Policy Wording:

PDF Icon

Glass Cover (PDF ~ 285 KB) Opens in new window

Crusader Assistance
Smashed windscreen

Call Wiser is a trading name of Be Wiser Insurance Services Ltd. Registered in England No. 6097813. Be Wiser Insurance Services Ltd are Authorised and Regulated by the Financial Conduct Authority 465471

Call Wiser, Riverside House, 35-37 Bridge St, Andover, Hampshire, SP10 1BE, 0333 003 3270, general@callwiser.co.uk