14th August 2015
A report in 2015 revealed that thousands of children have been banned from driving, before even being of legal age to drive a vehicle. Ages for those disqualified range from as young as 12 and up to the age of 16.
Essentially those children disqualified are so because they have been caught driving a vehicle without a license, which of course at those ages they wouldn’t be able to get. For this reason, of course, they also are unable to obtain car insurance, leaving themselves, other drivers, passengers, pedestrians and a multitude of other areas at risk of an accident without any insurance to claim on.
The statistics of underage drivers are shocking, and this is certainly a problem that needs to be taken seriously by authorities and other drivers alike.
Out of those, the statistics also revealed that 929 children had been prosecuted for multiple driving offences, with a single 16-year-old totalling 15 prosecutions. A further 87 were prosecuted for at least 5 driving offences, and 15 were convicted for ten driving offences.
The Express reported that underage drivers are leaving a trail of destruction behind them being responsible for 1,000 casualties per year which included 221 seriously hurt or killed.
That’s a huge number of casualties being caused by children too young to even hold a provisional license.
Churchill Car Insurance noted in a report that “Children as young as 12 years old are being disqualified from driving by the courts, even though they cannot apply for a provisional license for another 5 five years.”
This means in some circumstances; the underage drivers being banned will have served their full ban BEFORE they’re even able to apply for a provisional driving license. The endorsements could still be listed on any issues licence once applied for, but we’re not sure driving children too young to drive from driving is the most effective way of tackling an issue of this magnitude.
For you the unwitting driver, the ban hasn’t proved to be very effective which is evident in the numbers above showing that some young offenders have multiple offences. What you really need to consider is what this means for you should be unfortunate enough to be involved in an accident with them. They won’t be insured which means you could face having to claim on your insurance, or even worse, have to face the repair or replacement car bills from your own pocket. At Call Wiser, we strongly recommend having a car insurance policy which covers you against uninsured drivers and won't affect your any claims bonus in this scenario.
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